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@section('title', 'Terms of Use')

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        <h4>1. Introduction</h4>
        <p>These Terms of Use govern your access and use of the <span style="color: #000000;"><strong>Tutera Learning</strong></span> website and tutoring services. By using our platform, you agree to these terms. If you do not agree, please do not use our services.</p>
        <h4><strong>2. Eligibility</strong></h4>
        <ul>
          <li>You must be at least <span style="color: #000000;"><strong>18 years old</strong></span> to create an account and use our services.</li>
          <li>If you are under 18, you must have a parent or guardian’s permission.</li>
        </ul>
        <h4>&nbsp;</h4>
        <h4><strong>3. User Responsibilities</strong></h4>
        <p>By using our platform, you agree:</p>
        <ul>
          <li>To provide accurate and truthful information.</li>
          <li>Not to share your login details with others.</li>
          <li>To respect tutors, staff, and other users.</li>
          <li>Not to use our platform for illegal, fraudulent, or harmful activities.</li>
        </ul>
        <h4>&nbsp;</h4>
        <h4><strong>4. Payment &amp; Refund Policy</strong></h4>
        <ul>
          <li>All tutoring sessions and courses must be paid for in advance.</li>
          <li>We offer refunds <span style="color: #000000;"><strong>only</strong></span> under specific conditions outlined in our refund policy.</li>
          <li>If a tutor cancels a session, we will reschedule or issue a refund upon request.</li>
        </ul>
        <h4>&nbsp;</h4>
        <h4><strong>5. Content Ownership &amp; Restrictions</strong></h4>
        <ul>
          <li>All learning materials, including videos, text, and images, are the property of <span style="color: #000000;"><strong>Tutera Learning</strong></span>.</li>
          <li>You may not copy, share, or sell our content without permission.</li>
          <li>Violating these terms may result in legal action.</li>
        </ul>
        <h4>&nbsp;</h4>
        <h4><strong>6. Limitation of Liability</strong></h4>
        <ul>
          <li>We strive to provide the best learning experience, but we cannot guarantee specific results.</li>
          <li>We are not responsible for technical issues, loss of data, or any damages resulting from using our platform.</li>
        </ul>
        <h4>&nbsp;</h4>
        <h4><strong>7. Changes to These Terms</strong></h4>
        <p>We may update our Terms of Use at any time. It is your responsibility to review them periodically.</p>
        <h5>For any questions, contact us at <a href="mailto:tuteralearning@gmail.com"><span style="color: #000000;">tuteralearning@gmail.com</span></a>.</h5>
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